NHS pensions

Fraud relating to fabrication or failure to notify pension administrators of material changes to circumstances that would affect the person’s eligibility for receiving an NHS pension.

Figures from 2018-19 were extrapolated to estimate total expenditure for the scheme as NHS Pension Scheme Annual Accounts for 2019-20 were not yet published at the time of writing as a result of the COVID-19 pandemic.

Pension payments to retired employees and dependants (net of recoveries of overpayments) was estimated to be around £9.3 billion for 2019-20 and commutations and lump sum benefits on retirement were estimated at £2.5 billion.


from an approximate expenditure of £11.8 billion

As a result of further collaborative work in this area by NHSCFA and its stakeholders, it was assessed that fraud vulnerability rate for this area was 0.08%.

Financial fraud vulnerability: £9.5 million.

Information reports received for NHS pensions

Change in the number of fraud referrals (allegations) received in relation to NHS pensions from 2016-17 to 2019-20.


increase in referrals for this theme compared to last year

2016-17 2017-18 2018-19 2019-20
31 19 16 23