Figures from 2018-19 were extrapolated to estimate total expenditure for the scheme as NHS Pension Scheme Annual Accounts for 2019-20 were not yet published at the time of writing as a result of the COVID-19 pandemic.

Pension payments to retired employees and dependants (net of recoveries of overpayments) was estimated to be around £9.3 billion for 2019-20 and commutations and lump sum benefits on retirement were estimated at £2.5 billion.


from an approximate expenditure of £11.8 billion

As a result of further collaborative work in this area by NHSCFA and its stakeholders, it was assessed that fraud vulnerability rate for this area was 0.08%.

Financial fraud vulnerability: £9.5 million.

Information reports received for NHS pensions

Change in the number of fraud referrals (allegations) received in relation to NHS pensions from 2016-17 to 2019-20.


increase in referrals for this theme compared to last year

2016-17 2017-18 2018-19 2019-20
31 19 16 23